Seed round · 2026
One workspace for billing, CRM, contracts and taxes — built for the 70M people running a business of one.
PROBLEM
Stripe, QuickBooks, HubSpot, DocuSign, Notion, Gusto, a spreadsheet. Nothing talks.
Average solo founder pays for 9 SaaS seats they only half-use.
Copy-pasting between tools instead of selling.
SOLUTION
Invoice a client → the payment lands → the tax is reserved → the contract is filed → your dashboard updates. In one app. Without plumbing.
PRODUCT
Invoices, subscriptions and Stripe/Wise payouts with a single click. ACH, card, wire, crypto.
E-sign contracts from templates. Auto-file 1099s and quarterly estimates.
Lead inbox, pipeline, email sequences. No separate CRM.
Live P&L, runway, top customers, churn. One dashboard, zero spreadsheets.
MARKET
Creators, consultants, indie devs, coaches, freelancers — the fastest-growing segment of the workforce, and the most under-served by tooling.
BUSINESS MODEL
Blended LTV $1,920 · CAC payback 5 months at current funnel.
TRACTION
2,140 paying customers · NPS 72 · Net retention 118%
TEAM
CEO · ex-Stripe billing lead. 8 yrs in payments.
CTO · ex-Linear. Built multiplayer sync at 10M users.
Head of Design · ex-Notion. Shipped the mobile relaunch.
THE ASK
18 months of runway to reach $3M ARR. 40% engineering, 35% growth, 15% compliance/banking licenses, 10% runway buffer.
maya@lumen.app · lumen.app/investors